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Investment Risk Assessment

Understanding Your Risk Profile
Is the First Step to a Great Portfolio.

This brief questionnaire helps us understand how you think and feel about investment risk so we can recommend a portfolio strategy truly aligned with your goals, timeline, and financial situation. There are no right or wrong answers — please respond based on how you genuinely feel. Takes about 5–7 minutes.

Getting Started

Your Information

Full Name *

Email Address *

Phone Number

Date

Question 1 of 10

1

How would you describe your current knowledge of investments?

None Limited Good Extensive

Question 2 of 10

2

What influences you most when making an important investment decision?

Keep in mind: the higher the potential return, the greater the risk of loss.

I am mainly influenced by the potential gain. I am more influenced by the potential gain than by the potential loss. I am more influenced by the potential loss than by the potential gain. I am mainly influenced by the potential loss.

Question 3 of 10

3

How would you react to short-term fluctuations in your investment portfolio?

I would be extremely uneasy about any fluctuations in my portfolio's value. I would be very concerned about short-term fluctuations, but not to the extreme. I would have some concern about short-term fluctuations. I would have very little concern about short-term fluctuations.

Question 4 of 10

4

How long would you be prepared to wait for your portfolio to recover from a major market downturn?

Historically, the longest recovery after a major crash has been approximately 4 years for stocks and 2 years for bonds.

Less than 1 year Between 1 and 2 years Between 2 and 3 years Over 3 years

Since you selected 3 years or less — are you prepared to reduce your investment goals as a result of not accepting more risk?

Yes, I would reduce my goals No, I would not reduce my goals

Question 5 of 10

5

How soon do you plan to begin taking money from these investments?

Question 6 of 10

6

How much do you have in savings outside of these investments for emergencies?

Less than 3 months of expenses 3–6 months of expenses More than 6 months of expenses

Question 7 of 10

7

Which investment portfolio would you be most comfortable owning?

The chart shows hypothetical one-year outcomes for $100,000 invested in each portfolio. As expected returns increase from A to E, so does the range of possible outcomes — including the potential for loss. The ● gold dot marks the average return; the red bar shows potential loss and the blue bar shows potential gain.

Portfolio	Bonds & Cash	Equities	Worst Year	Avg Year	Best Year	Return Range
Portfolio A	100%	0%	+$2,000	+$3,500	+$7,000
Portfolio B	75%	25%	−$5,000	+$5,000	+$13,000
Portfolio C	50%	50%	−$20,000	+$6,500	+$20,000
Portfolio D	25%	75%	−$30,000	+$8,000	+$28,000
Portfolio E	0%	100%	−$45,000	+$10,000	+$37,000

Potential Loss Average Return Potential Gain

All figures are hypothetical estimates for a broadly diversified portfolio of $100,000. Range of returns assumes 99% probability of likelihood; on rare occasions results could be substantially better or worse. Portfolios A–E reflect bond allocations of 100%, 75%, 50%, 25%, and 0% respectively.

Question 8 of 10

8

Imagine your portfolio dropped 25% over six months. What would you most likely do?

Sell everything immediately to stop any further losses. Sell some holdings to reduce my risk exposure. Hold steady — stay the course and wait for recovery. Add more — I would see this as a buying opportunity.

Question 9 of 10

9

Which statement best describes your primary investment goal?

Preserve capital — Protecting what I have is my top priority. Generate income — I need regular cash flow from my investments. Balance growth & income — I want a blend of appreciation and cash flow. Grow wealth — Long-term capital appreciation is my primary goal.

Question 10 of 10

10

Which statement best describes your current financial situation?

I am retired and my investments are a primary source of living expenses. I am approaching retirement (within 5 years) and shifting toward preservation. I am mid-career with stable income and do not rely on these investments currently. I am in an early or high-income growth phase with a long investment horizon ahead.

⚠ Please answer all questions before submitting. Unanswered questions are highlighted above.

* Required. Your information is kept strictly confidential. By submitting you agree that ABU Group may contact you to discuss your results.

What This Means

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—

Suggested Portfolio Allocation

Based on Your Responses

Equities

Fixed Income

60% Equities / Growth Assets

40% Fixed Income / Bonds

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Risk Spectrum

Where You Fall

▼

ConservativeMod. ConservativeModerateMod. AggressiveAggressive

Your Responses

Answer Summary

What Happens Next

Thank you for completing this assessment, —. Your results are displayed above. A member of the ABU Group team will be in touch personally to walk you through your profile and design a personalized investment strategy tailored to your goals.

Adam Udy, MS, MBA, CFP®, CDFA®, CEPA | Joe Ayers, AWMA® | Chisum Preble, MBA, SE-AWMA®

📞 702.847.7424 ✉ adam@abu-group.com 🌐 abu-group.com

Important Disclosure: This risk assessment is provided for informational and planning purposes only and does not constitute investment advice or a guarantee of future results. The suggested portfolio allocation is a general guideline based on your questionnaire responses and is subject to change following a comprehensive review of your complete financial picture. Investing involves risk, including possible loss of principal.

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and ABU Group are not affiliated.